Baccarat from Poker Ladies

Baccarat

• If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
  
• If the player's total is less than or equal to 5 the player's hand draws a third card.
  
• If the player does not draw a third card, then the bank's hand stands on 6 or more and takes a third card on a total of 5 or less. If the player does take a third card then the Bank's third-card-rule below will determine if the bank takes a third card.
  

• If the bank's total is 2 or less then bank draws a card, regardless of what the players third card is.
  
• If the banks total is 3 then the bank draws a third card unless the players third card was an 8.
  
• If the banks total is 4 then the bank draws a third card unless the players third card was a 0, 1, 8, or 9.
  
• If the banks total is 5 then the bank draws a third card if the players third card was 4, 5, 6, or 7.
  
• If the banks total is 6 then the bank draws a third card if the players third card was a 6 or 7.
  
• If the banks total is 7 then the bank stands.